I’ve received tax bills and I’m worried they might seize my house. Can I defend myself?

Yes, but it is essential to intervene promptly. The first step is to carefully check each folder and reconstruct your debt position by reviewing notifications, requested amounts, any payments already made, prescription, expiration, and any possible flaws in the act. Not all amounts requested by the collection agent are necessarily uncontestable. The risk of property seizure must also be assessed concretely: the law provides for specific conditions and protections, particularly for the debtor’s only residence when certain requirements are met, but there is no general and absolute seizure immunity for the primary home. If the debt is indeed owed, the installment options provided by law can also be considered; if there are grounds to contest the claim, it is necessary to immediately verify which remedies are still available and what deadlines must be met. The real mistake is waiting for the arrival of the seizure: a debt position should be analyzed when there are still tools available to intervene. Collection notices, payment demands, mortgages, and seizures indeed require an individual examination of the documentation, as the concrete possibility of defense depends on the nature of the debt, the acts notified, the amounts, and the taxpayer’s financial situation.